1 bag of tortilla chips

1 (15 oz.) can of refried beans

12 oz. blend of grated monterey jack and cheddar cheese

assorted toppings

Spread a bag of tortilla chips over a tin foil lined cookie sheet. Top chips with refried beans and cheeses. Bake in a 350 degree oven for 15 minutes, until cheese is melted and gooey. Remove from oven and top with your favorite toppings. We like sour cream, salsa, guacamole, pickled jalapenos, chopped cilantro and scallions. Basically everything but black olives! Cut the nachos into four sections and then stack each section onto one another on a serving platter. Serve hot and enjoy!